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Κυριακή, 21 Οκτωβρίου 2018 23:45

Greek banks submit 3 proposals to revise expiring protection framework for primary residences

Greek lenders have reportedly submitted a proposal, based on three axes, in talks with the country's institutional creditors to formulate a new legal framework in Greece that protects primary residences from creditors, especially mortgage holders, such as the former.

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Greek lenders have reportedly submitted a proposal, based on three axes, in talks with the country's institutional creditors to formulate a new legal framework in Greece that protects primary residences from creditors, especially mortgage holders, such as the former.

The current legal protection measures, such as the well-known "Katselis law", expire at the end of the year.  

The initiative, as promoted by the Hellenic Bank Association (HBA), calls for an extension of the current framework by one year; and significantly lowering the threshold by which of property is protected under the framework, as primary residences valued - by the tax bureau - at under 280,000 euros are currently immune from obligatory measures, i.e. foreclosures.

The third proposal by banks is an improvement in the framework governing property auctions, in order to ensure that property auctioned corresponds to market values.